Elder Law

We serve the specialized planning needs of individuals and families facing long term care expenses and Medicaid acceptance. We take time to fully understand your personal and family goals, your values, and your desire for care.

There are certain benefits that we expect to provide to every client, though the details of design and implementation vary widely. These benefits include:

  • Solidifying control over your long term care expenses
  • Assuring the continuance of your lifestyle
  • Planning for your personal and financial care in the event of disability

Contact the Law Office of Kishore I. Kapoor to take control and plan for your future.

Crisis planning is needed if a medical emergency strikes and you or a loved one require immediate nursing home care.  In this case, we provide immediate assistance to a Medicaid applicant in preparation for their Medicaid application.  Medicaid is often the only option for individuals to use to pay for their nursing home costs.  Without proper crisis planning, an individual may have to spend down the majority of thier financial assets to qualify. With our guidance, we can help with the complicated re-allocation of a person’s financial assets.  Gaining Medicaid eligibility for long term care expenses is extremely complicated and if not done properly, can result in an applicaion being denied.

Many individuals and familes do not fully understand their options when it comes to protecting their assets while planning for long term care expenses. You have worked your whole life and saved. It is important that you consult with a qualified asset protection attorney who can advise you on the best way to structure your assets for maximum protection. Our planning recommendations may include the use of trusts, transfer of assets to loved ones, the purchase of annuities or other asset protection strategies that result in significant financial savings for you and your loved ones.

Medicaid planning is proactive nursing home planning designed to position a person to qualify for Medicaid benefits before they need them. Often called long term care planning, this type of planning is most effective when done as far in advance as possible. This is because Medicaid eligibility requirements include a five-year “lookback” period when elder law planning that includes asset transfers and gifts are counted against you for purposes becoming Medicaid qualified. We can help. Through our long term care planning process we can show you the steps to take to preserve your assets and qualify for Medicaid.

A caregiver agreement legal document used by Connecticut families to preserve their financial assets before applying for Medicaid. Oftentimes, prior to needing nursing home care, a person will rely on the help of loved ones to assist with cleaning, paying bills, transportation to medical appointments, grocery shopping, and other personal care. Without a contract between the person requiring care and a loved one providing assistance, any payments made for care will be considered a gift, and will be used to create a penalty period of ineligibility for Medicaid. This is because Medicaid eligibility rules do not allow any gifts being given within the five-year period prior to a person’s Medicaid application date. A properly drafted caregiver agreement will protect the applicant by making sure that payments made to the caregiver do not cause a delay in Medicaid eligibility.

2839 Dixwell Avenue, 1st Floor, Hamden, CT 06518 | Copyright 2019 Kishore Kapoor